Perfect Money - New generation of internet payment system

Perfect Money is a well known e-commerce services provider as they are operating since 2007 and works perfectly with PTC and PTS site, it gains a great audience thanks to their simple work process as they are currently the only payment system around that allows you to work freely without need to verify your account, their head office is operating at Hong Kong which allows them to provide more easier rules compared to companies located at Europe.

Perfect Money main features

The main feature of Perfect money is it could allow you to start working immediately without needing to verify your identity with documents thanks to their location at Hong Kong, however you still can verify your account to get a lower transfer fees.

Their offers a multi wallets with multiple currencies like USD, EUR, Gold and BTC and you are allowed to make an exchange from any currency to another with the market real prices.

Their fees are also considered as one of the lower fees on the market as it is just 0.5% for transfers for verified customers.

Perfect Money also acts like a real bank and they offers you a great 4% yearly income on your saving money with them which is calculated on monthly basis (maximum of 500$ monthly)

In additional to that their trust score system allows you to get loans from other members when you need money or lend other members money and earn an interest for this.

Verification process at Perfect Money

As we said before it’s not required to verify your account to be able to use all the services of Perfect Money but on the same time Verification will allows you to benefit from better fees rates 0.5% on transfer rather than the original 1.99% fee for non verified customers, Also you will be able to benefit from the loans terminal to get a loans when you need or lend your money and earn interest on it, Also verified customers get a priority when it comes to support.

You could easily verify your account from “Setting” Tab on your member area the verification is divide to 3 steps that you should pass them first is name verification where you should upload a scanned or a clear photo of your national ID or passport, the second step is address verification where you should upload a copy of any new utility bill in your name and shows your address (the date of document should be less than 3 months) and the last step is verifying you phone number by receiving an SMS with a code that you need to enter it correctly.

The verification process takes up to 2 days to get your account fully verified.

Deposit, Withdraw & transfer

Perfect Money offers 3 ways to deposit your account this methods is

SWIFT bank wire transfers with a minimum amount of 300 USD with a 0.0% fees but keep in mind that your local bank may charge you a fees in order to make such a transfer but Perfect Money itself didn’t charge any fees at all on deposits with bank wire.

E-Voucher with no minimum amount and the money will be deposited instantly in your account, you could purchase E-Vouchers from several partners around the internet and the price is varies from each partner and again Perfect Money don’t charge any commissions to deposit your account with this method.

Bitcoin deposit is also accepted from outside wallets without any fees and the money will be credited to your account in real time after it gains a confirmation from the bitcoin network.

And for withdraw your funds outside Perfect Money you could choose from any of the following methods:

SWIFT Bank wire where you will need to add your bank account and you will get your withdraw in your account within 5 business days and you will be charged by a commission of 2.85% + bank fees.

E-Voucher where you can create a voucher with any amount of money in case you are planning to re deposit your account again or simply want to sell it for any other Perfect Money user this method is cost free and Perfect Money will not charge you any commissions for it.

Bitcoin as you can instantly transfer funds from your account to any external BTC wallet with a very small fee of 0.5% of the total amount of transfer.

You can also exchange your perfect money to any other E-bank by using the certified exchangers list but the fees will be vary from every exchanger to another.

Finally using Perfect Money to transfer money to another perfect money wallet will cost you 1.99% if you are not a verified customer while it goes lower to be 0.5% once you become verified.

Security of your account

Perfect Money is really one of the strongest sites when it comes to security as they have 4 additional layers of security that you can choose any othem or all of them together to make your account in a very strong condition which is almost impossible to be stolen, this methods is Identity check where Perfect money will send you a code by mail every time you sign in to your account, SMS code which will add more layer of security as you need your registered phone number to be able to login to the account, code card and API layers.

We never see a site allows all of this methods all together which makes Perfect Money the strongest E-currency site available at the moment.

Support at Perfect Money

Perfect Money offers a 24/7 support via Tickets only, but you can’t reach them for support by phone or live chat which is not a really effective way to support customers when it comes to money and business, and they need to add live chat as soon as possible.

Defects of Perfect Money

When Perfect Money location at Hong kong allows them to provide more easier services for their customers, the absence of any strong regulation authority to monitor their action is something to worry about, also they don’t allow users to make deposits or withdraw via credit/debit cards which in our opinion the most important method that hould be exsit at any e-currency service provider.

Review summary

Perfect Money have a very good features like strong security of the accounts, the good interest rate of 4% that you could earn on your balance, the money lending terminal, ability to work with any amount of money without need to verify your account, the ability to work with many brokers and sites and get paid to your perfect money account and of course the low fees and multi currency system, but on the other hand they have a few some cons as they don’t allow credit/debit cards deposit or withdraw and the most important they are not really regulated by any strong regulation authority.

Our Special offer

When you open an account with Perfect Money through us we can provide you with faster support via Phone, whattsapp and Skype in your native language.

We also will reward you for your activity and increase the rate of yearly interest from 4% to be 4.5% that paid on monthly basis.

OPEN AN ACCOUNT WITH PERFECT MONEY